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Visa Debit Card Agreement

In order to protect cardholders and merchants and to preserve the integrity of the visa system, we have omitted proprietary and competitive information as well as certain details of network security rules. The law does not define a credit card that contains a debit card As a general rule, a merchant is allowed to request identification, but cannot require it as a condition for accepting the Visa card. However, there are exceptions, for example. B when Visa has authorized the merchant to request, in certain circumstances, identification to combat fraud. [N]o seller… may impose an increase on an holder who chooses to use a credit or loading card instead of paying by bar cheque or by similar means… In some countries (Australia, Canada, India, South Africa, United States), a merchant is allowed to repay cash in a visa transaction under certain circumstances and for certain types of cards (for example. B debit cards). Refunds are only allowed if the Visa card has been sent to the same country as the merchant.

In general, no. The Visa brand promise “Wherever you want to be” means that you can use your card wherever visa is accepted. The issuer must not block all transactions from a location or type of dealer. However, there are some exceptions. For example, where local rules require the issuer to block certain transactions or Visa has allowed the issuer to temporarily refuse transactions due to a risk of fraud. Note that Visa cards issued in countries with laws limiting international use have printed a caption “Only in a Country” on the card. In general, no. Recharging is currently permitted in Australia, Mexico and New Zealand, and for some credit card transactions in the United States, overcharging is not permitted anywhere in the United States. Currently, there are laws limiting the load in Colorado, Connecticut, Kansas, Maine, Massachusetts and Oklahoma. The California and New York charge limitation laws have been imposed on enforcement under court decisions, but appeals are pending. A florida law-keeping decision limiting the charge was overturned on appeal, but continues to be the subject of further litigation. Below are some frequently asked questions about visa rules.

If you have a question about a visa rule that is not covered below, please contact Visa at [email protected]. Please note that visa rules change from time to time. If there is a discrepancy between the information contained in these frequently asked questions and the visa rules, the visa regime applies. You will find other requirements in the visa acceptance agreement between you and your purchaser. In general, no. Recharging is currently permitted in Australia, Mexico and New Zealand, as well as for some credit card transactions in the United States. No seller can impose a mark-up on a buyer who opts for any method of payment, including, but not only in cash, cheques, credit cards or electronic means… Below are some frequently asked questions about visa rules. If you have a question about a visa rule that is not covered below, please contact Visa at [email protected].

Please note that visa rules change from time to time. If there is a discrepancy between the information contained in these frequently asked questions and the visa rules, the visa regime applies.